FSCO Guidelines & Regulations

HCAI is an initiative of Ontario auto insurers, working closely with the Financial Services Commission of Ontario (FSCO), the Ontario Ministry of Finance and medical rehabilitation provider associations.

If you are looking for HCAI-related information that is provided by FSCO, you will likely find a link to that information below.

HCAI Rollout Guideline
Click here to access the HCAI Guideline.

Professional Services Guideline
Click here to access the FSCO’s Professional Services Guideline.

PAF Guideline
Click here to access FSCO’s Pre-approved Framework Guideline for Grade I and II Whiplash Associated Disorders.

SABS Statutory Accident Benefits Schedule
Click here to access the SABS.

FSCO Auto Insurance Bulletins
Click here access FSCO’s most recent auto insurance bulletin.

Minor Injury Guideline (MIG)
Click here access Minor Injury Guideline.